Restaurants run on thin margins and unpredictable cash flow. We get that. Whether you need to cover a slow season, upgrade your kitchen, or open a second location — we fund restaurants fast, with no hard credit pull and no runaround.
We look at your actual revenue — not just your credit score. The process is simple, fast, and built around how your business really operates.
We've funded hundreds of restaurants for all kinds of needs. Here are the most common — but if your reason isn't listed, call us. If your restaurant generates revenue, there's a good chance we can help.
Banks don't understand restaurants. Inconsistent revenue, seasonal swings, and thin margins make traditional lending nearly impossible to qualify for. We built something different.
Credit is reviewed but it's not the deciding factor. We primarily evaluate your restaurant's revenue — 3–6 months of bank or POS statements. Many restaurant owners with scores below 600 still qualify based on strong sales volume.
Most restaurants qualify with at least 6 months in business and $10,000 or more in average monthly revenue. We work with full-service restaurants, fast casual, food trucks, catering companies, and bars.
Most restaurant clients receive a decision within a few hours of applying. Once you review and confirm your offer and upload documents, funds are typically deposited in 24–48 hours. Emergency situations can sometimes be handled faster — call us directly.
Repayment is tied to a percentage of your sales. You pick the frequency — daily, weekly, bi-weekly, or monthly. When business is slower, smaller amounts come out automatically. Your exact payment schedule is shown upfront before you sign.
Yes. There are no restrictions on how you use the capital. Equipment, payroll, rent, renovations, inventory, expansion — it's your business and your call.
A prior decline doesn't disqualify you with us. We evaluate every restaurant on its own merits. Many of our clients came to us after being turned down elsewhere — and we got them funded.
Apply in 2 minutes. No hard credit pull. A specialist reaches out within hours — not days.