You bid the job, you start the work — and then you wait 30, 60, even 90 days to get paid. We fund the gap. Materials, labor, equipment, payroll — get the capital to take on bigger jobs and stop turning down work because of cash flow.
We look at your actual revenue — not just your credit score. The process is simple, fast, and built around how your business really operates.
GCs, subs, specialty trades, and remodelers across all 50 states. Construction has unique cash flow problems — and we built our funding to solve them.
Banks want collateral. Most contractors don't have hard assets they can pledge — they have receivables, projects, and crews. We fund based on the work you're doing, not what you own.
Yes — that's exactly why most contractors come to us. You don't have to wait 60 or 90 days for retention. We fund the gap so you can keep rolling on the next job without missing payroll.
All of them — GCs, electrical, plumbing, HVAC, roofing, framing, drywall, concrete, painting, landscaping, demolition. If you're contracting and generating revenue, we can fund you.
Absolutely. Many contractors use our funding to mobilize on a new contract — first round of materials, deposits with subs, payroll for the crew. Pay it back as the job progresses.
Helpful but not required. We primarily fund based on revenue history. If you have 6+ months of bank statements showing consistent contractor deposits, you most likely qualify.
If you apply by Wednesday or Thursday, funds can be in your account before Monday. For urgent project starts, call us — we've funded contractors in under 24 hours when it counts.
No. Our funding is separate from any bank line. Many contractors use Clear Capital alongside an existing LOC to handle specific jobs without burning their bank relationship.
Apply in 2 minutes. No hard credit pull. A specialist reaches out within hours — not days.